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Our Mission

We build spending products that are thoughtfully designed to offer immense everyday utility, and that serve millions of people. Our cardholders choose Point because of exceptional rewards, generous benefits, and a transparent experience.

At Point, we’re focused on building a balanced financial future that aligns incentives between people and their payment cards, by creating products that inspire confidence.

PointCard and Point app work seamlessly together to give you the best choice for everyday spending, with unlimited cash-back, personalized offers, and instant funding.


Sid Parihar
Formerly a Senior Product Designer at Apple, where he was a leading figure on the design team over an 8 year period, Sid now applies his multidisciplinary approach to startups.
Patrick Mrozowski
Patrick previously founded Crumbs, one of the first mainstream crypto apps, at age 20. The app turned spare-change into digital currency and was later successfully acquired.
Kenan Pulak
Technology leader, Kenan Pulak was Co-Founder & CTO of Retrace, a TechCrunch Disrupt finalist, before leading iOS engineering at The RealReal, Motive, and Metal Pay.
PointCard founders Sid, Patrick and Kenan, pose for the camera.
Left to right: Sid Parihar, Patrick Mrozowski, Kenan Pulak