cash-back, no
hidden fees.

Get started today in
three simple steps.
Order card
Fund account
Earn points
5x points on subscriptions.

Earn 5x points on subscriptions like Netflix, Spotify, Pandora, HBO Max, and more.¹

3x on delivery
and rideshare.

Earn 3x points on delivery and rideshare services like DoorDash, Instacart, Uber, Lyft and more.²

1x points on
everything else.

Unlimited cash-back on every dollar spent, anywhere, anytime.³

Access Offers.

Promotional points bonuses from our partners and curated brands.

Peace of mind
Phone Insurance covers up to $1,000/yr in loss or damage.⁴
Trip Cancellation Insurance covers up to $1,500 in expenses for cancellation or delay.⁵
Car Rental Insurance covers physical damage or theft.⁶
Two free ATM withdrawals a month.⁷
New purchase insurance reimburses you up to $1,000 in loss or damage.⁸
Total estimated
yearly value.

Based on avg. spend¹⁷ with a Point membership ($99/yr.)

One-Tap Funding

Say goodbye to 1–3 business days. Use an existing card to fund your Point account instantly — no wait, no fees.

Instant Card Transfer
Virtual Card

Pay across the internet while keeping your physical Point Card safely tucked away from prying eyes online.

Card Control

With Point Card, you’re in complete control. Manage notifications, change your PIN, and lock your card — anywhere,  anytime.

Instant Notifications

Stay in the loop. You’ll see your Point purchases the moment they go through.

From our

Here’s what they have to say.

You’ve got
questions, we’ve
got answers.
What’s the value of a point?
How easy is it to redeem points?
How fast can I get my Point Card?
What’s the best way to fund Point Card?