PointCard™
Unlimited cash-back.

1. 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, DoNotPay, and Headspace.
2. 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
3. Lin, Grace: “Are You Spending More Than the Average American on 25 Everyday Items?” URL: “https://www.gobankingrates.com/saving-money/budgeting/how-much-average-american-spends-daily/.”
4. Sanches, Bianca: “Coronavirus and Takeout: How Much Are We Spending a Week?” URL: “https://www.thedailymeal.com/eat/coronavirus-takeout-average-weekly-spending/082420.”
5. Lansat, Myelle: “Here’s how much millennials spend on Uber and Lyft in major US cities every month.” URL: “https://www.businessinsider.com/millennials-spending-uber-lyft-major-cities-2018-7.”
6. Purchasing goods and services with PointCard, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases and all other forms of manufactured spending.
7. Phone insurance provides coverage when you charge your monthly phone bill to PointCard and in the event your phone is stolen or damaged (inc. cracked screens), up to $600 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months (estimated yearly value based on URL: “https://www.consumerreports.org/insurance/is-smartphone-insurance-worth-buying/”; Trip cancellation insurance protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $1,500 per incident. Coverage applies to common carrier airfare (estimated yearly value based on URL: “https://www.squaremouth.com/annual-travel-insurance”; Car rental insurance pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with PointCard and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company (estimated yearly value based on URL: “https://money.usnews.com/money/personal-finance/spending/articles/your-guide-to-purchasing-rental-car-insurance"; Withdraw from any ATM regardless of network globally. Fees reimbursed for up to 2 withdrawals per month up to a maximum of $8, credited to your account in equivalent points value; Event ticket protection covers up to $500/ticket, $2,000/covered event, and $4,000/yr per card (estimated yearly value based on URL: “https://support.stubhub.com/en/support/solutions/articles/61000276541-how-much-does-allianz-ticket-insurance-cost-”; Travel accident insurance offers up to $1,000,000 in case of accidental death or dismemberment on common carriers (airplane, train, airport terminal) (estimated yearly value based on URL: “https://www.travelinsurancereview.net/plans/flight-accident”). 
8. Receive emergency roadside assistance, help with lost/stolen documents, and access to a global network of lawyers, physicians, embassies, and consulates when you travel.
9. If your PointCard is used without authorization, your funds will be returned to your Point account following a report to Member Services.
10. Incoming bank transfers typically arrive within 1–3 business days (M–F excluding public holidays) when initiated inside Point app.
11. Deposit insurance covers all funds in your Point account up to $250,000 and is offered by the Federal Deposit Insurance Corporation.
12. Covers foreign merchant transaction fees at Mastercard locations outside the United States.