Pay it forward.

Unlimited cash-back, including 5x points on subscriptions¹ and benefits like insurance for your phone and purchases⁴.

Sign up & use Point Card today¹ — earn 500

PTS

Unlimited cash-back, including 5x points on subscriptions¹
and benefits like insurance for your phone and purchases⁴.

$1,230/yr. in est. value

The Breakdown

See how Point membership pays for itself and then some. Here’s a value summary of just a few of the key benefits.

Benefits Summary

Point membership handily offsets your monthly membership plan. Here’s a value summary of just a few of the key benefits.

Benefits

Est. annual value

All benefits.
Zero debt.

5x

$50/5,000

PTS

Avg. spend on 4-5
subscriptions

Earn 5x points on subscriptions like Netflix, Spotify, Pandora, HBO Max and more.¹

3x

$130/13,000

PTS

Avg. US spend¹⁴ on
delivery¹⁵ & rideshare¹⁶

On delivery and rideshare services like DoorDash, Instacart, Uber, Lyft and more.²

1x

$300/30,000

PTS

Avg. US general spend¹⁴

Unlimited cash-back on every dollar spent, anywhere, anytime.³

$360/36,000

PTS

Avg. offer value ($15) &
redemption freq. (2x/mo.)

Promotional points bonuses from our partners and curated brands.

Points are redeemable for cash-back instantly.
Points never expire. There is no cap. 1 point = $0.01.

Peace of mind. Included.

$80

Avg. phone insurance price
covering loss & damage¹⁷

Phone insurance covers up to $1,000/yr. in loss or damage when you pay with Point Card.⁴

New purchase insurance reimburses you up to $1,000 in loss/damage.⁵

$175

Avg. price of annual travel
insurance plan¹⁸

Trip cancellation insurance covers up to $1,500 for expenses for cancellation/delay.⁶

$100

Avg. price annual 5-day car
rental at $20/a day¹⁹

Car rental insurance covers physical damage or theft when you pay with Point Card.⁷

$84

$3.50 per ATM withdrawal

Two free ATM withdrawals a month.¹⁰

-$99/yr.

Point membership

Billed with your first deposit.

Total Estimated Value

Total estimated value

+$1,180/yr.

Plus additional benefits

Global travel assistance⁸, Zero liability coverage⁹, Unlimited quick bank transfers¹¹, Deposit insurance¹², and No international travel fees¹³.

01 Runway Yellow Front

02 Dam Orange Front

03 Boulder Blush Front

04 Copper Canyon Front

01 Runway Yellow Back

02 Dam Orange Back

03 Boulder Blush Back

04 Copper Canyon Back

an icon depicting a hand holding a Point cardan icon depicting a hand holding a Point card

01 Runway Yellow in Hand

02 Dam Orange in Hand

03 Boulder Blush in Hand

04 Copper Canyon in Hand

Point Card

Editions

Engineered with a custom chipset for secure payments, and constructed from a high-tensile synthetic polymer core for durability, Point Card comes in your choice of four editions.

Point Card

Editions

Point Card uses special color dyes that contain an additive fluorescent pigment, to produce a vibrant surface finish that shows incredible depth under various lighting conditions.

Point Card

Editions

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Point Card

Editions

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Editions

1 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

an icon depicting a hand holding a Point cardan icon depicting a hand holding a Point card

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

an icon depicting a hand holding a Point cardan icon depicting a hand holding a Point card

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

an icon depicting a hand holding a Point cardan icon depicting a hand holding a Point card

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

an icon depicting a hand holding a Point cardan icon depicting a hand holding a Point card

point app

Features

Designed in tandem, Point Card and Point App work side by side — bringing you transparency, personalization, and delight.

Virtual Card

Pay across the internet while keeping your physical Point Card safely tucked away from prying eyes online.

Instant Notifications

Stay in the loop by seeing your Point purchases the moment they go through.

Card Control

With Point Card, you’re in complete control — manage notifications, change your PIN, and lock your card, from anywhere, at anytime.

Apply inside Point App and begin using today with Virtual Card. Membership from $99/yr. No credit check required.

Google PayApple Pay

Point is available for download on
Apple App Store and Google Play Store.