Use your points to...
Get some late night DoorDash.
Buy tickets to see your favorite band.
Go to the movies, Netflix IRL.
Book that Airbnb in Mallorca.
Order Postmates to your postgame.
See Rewarded Merchants
A revolutionary debit card that earns points at your favorite merchants — 3x at Uber, 2x at Airbnb, 4x at Starbucks plus many more and charges zero foreign travel fees.
A mobile bank account that rewards you for saving, with 0.001% APY*, FDIC insurance, thoughtful design & technology and no hidden fees.
Point Card is the first card to combine the rewards of a high-end credit card, with the inherent advantages of a debit card.
That means a new kind of debit card that earns amazing cash back, doesn’t charge foreign transaction fees, protects you from debt and encourages responsible spending.
Point Card comes in four thoughtfully designed editions, has no impact on your credit score and no annual fees.
Point goes beyond the amazing rewards and obsessively-designed experience by equipping you with protections that put your mind at ease. Deposit insurance, zero liability coverage for purchases, fraud monitoring, a focus on privacy and world class support — all standard on every account.
Every dollar you keep in your Point Checking account is insured by the Federal Deposit Insurance Corporation all the way up to $250,000.
In the event that your Point Card is used without your authorization, Mastercard’s Zero Liability Policy ensures that your funds are returned to you.
We seamlessly work in the background to protect you against fraudulent activity, so you can rest assured that your money is always safe.
Point employs highly advanced data security measures such as 256-bit AES encryption and PCI Level 1 compliance to maintain your privacy and security.
