Point is bringing rewards and benefits to the debit card. Say goodbye to credit card debt and interest payments.
Apply inside Point App and begin using Point Card instantly. Membership from $49/yr. No credit check required.
Point is bringing rewards and benefits to the debit card. Say goodbye to credit card debt and interest payments.
Apply inside Point App and begin using Point Card instantly. Membership from $49/yr. No credit check required.
Point is bringing rewards and benefits to the debit card. Say goodbye to credit card debt and interest payments.
Apply inside Point App and begin using Point Card instantly. Membership plans start at $6.99/month. No credit check required.
Point is bringing rewards and benefits to the everyday card. Say goodbye to overspending and interest payments.
Apply inside Point App and begin using Point Card instantly. Membership plans start at $6.99/month. No credit check required.
Apply inside Point App and begin using Point Card instantly. Membership from $49/yr. No credit check required.
Rewards and benefits without the downsides of a credit card. Simplicity and transparency built right in.
Mobile banking that throws out the rule book and gives you a precision tool for managing your finances.
Built-in protection against credit card debt and interest payments is just the start. Point Card offers exceptional rewards, including bonus cash-back on Netflix, Spotify and more.²
Built-in protection against credit card debt and interest payments is just the start. Point Card offers exceptional rewards, including bonus cash-back on Netflix, Spotify and more.¹
Point Card rewards you for ordering delivery or takeout from services like DoorDash and Instacart, as well as taking a ride with Uber, Lyft and Lime.³
Point Card rewards you when you order delivery or takeout from services like DoorDash, Instacart and more², and when you take a ride with Uber, Lyft and Lime.
Earn points on every dollar you spend, anywhere, anytime. That means cash-back for every purchase, from groceries to gas and everything in-between.⁴
Earn points on every dollar you spend, anywhere, anytime. That means cash-back for every purchase, from groceries to gas and everything in-between.³
Points are redeemable for cash instantly. Points never expire. There is no cap. 1 point = $0.01.
Get reimbursed up to $1,000 per year if your phone is lost or damaged when you pay your phone bill with Point Card.⁵
We’ll reimburse you up to $1,000 if a new item bought with Point Card is damaged or lost within 90 days of the purchase.⁶
Point Card covers up to $1,500 for any out-of-pocket expenses you incur if your trip is cancelled or delayed.⁷
When you pay with Point Card, you're automatically covered for any physical damage to or theft of your rental car.⁸
Point Card pays for itself and then some — with up to $1,230/yr. in est. value back to you, explore how Point pays it forward.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.
Point Card features an RFID transponder in its core that enables you to pay with a touch-free wave, and for those times when you’re without your card, there’s Apple Pay and Google Pay.
Point Card features an RFID transponder in its core that enables you to pay with a touch-free wave, and for those times when you’re without your card, there’s Apple Pay and Google Pay.
Virtual Card is an all-digital card that's designed specially for online purchases. With its very own card number, Virtual Card enables you to pay across the internet while keeping your physical Point Card safely tucked away from prying eyes online.
Point features an advanced budgeting system we call Auto Transfer. Simply schedule a recurring transfer of a specific amount to fund your Point Card. Then, receive the funds as early as the day of, with quick transfers.¹²
Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.
Lock your card on the fly or get notified the instant you're charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight into your finances every step of the way.
Virtual Card is an all-digital card that's designed specially for online purchases. With its very own card number, Virtual Card enables you to pay across the internet while keeping your physical Point Card safely tucked away from prying eyes online.
Point features an advanced budgeting system we call Auto Transfer. Simply schedule a recurring transfer of a specific amount to fund your Point Card. Then, receive the funds as early as the day of, with quick transfers.¹¹
Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.
Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight into your finances every step of the way.
Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With its own unique number, Virtual Card ensures that your Point Card remains tucked away from prying eyes online.
Point features same day bank transfers as standard — that means funds you transfer into Point from any bank arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.
Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.
Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.
Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With its own unique number, Virtual Card ensures that your Point Card remains tucked away from prying eyes online.
Point features same day bank transfers as standard — that means transfers from any bank account to Point arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.
Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.
Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.
Think of Virtual Card as Point Card’s fully digital cousin. It lives inside Point App and you can use it to pay securely for any online purchase without sharing your physical card number. Peace of mind — included in your membership.
Point App features same day bank transfers as standard, which means funds you transfer from any bank account to Point arrive the very same day*. Paired to an advanced system we call Auto Transfer, Point App gives you precision control over how your funds move.
Heads Up Display is a quick and easy way for you to stay on top of your finances. Designed to feel effortless and delightful, Point App shows you the essential information you need at a glance, and in the process promotes mindfulness about your spending.
Point App is the nerve center from where you can exercise complete control over your Point Card. Lock your card on the fly to ensure it isn’t used and get instant notifications that keep you in the loop with where you money is going, even for those recurring payments you may have forgotten about.
In addition to the benefits of Point Card, your membership includes access to a range of exclusive offers from our partners, through collaborations with up-and-coming brands to bring you deals that you will love.
Point is available for download on
Apple App Store and Google Play Store.
Point is available for download on
Apple App Store and Google Play Store
See the Value Breakdown
Total estimated value
Apply inside Point App and begin using today with Virtual Card. Membership from $49/yr. No credit check required.
Point is available for download on
Apple App Store and Google Play Store.
