PointCard™

1. 5x points on subscriptions is applicable for the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
2. 3x points on food delivery and rideshare services is applicable for the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, MTA, Uber, Lyft, and Lime.
3. Purchasing goods and services with PointCard, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases, and all other forms of manufactured spending.
4. Provides coverage when you charge your monthly phone bill to your PointCard and in the event your phone is stolen or damaged (including cracked screens), up to $500 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
5. Provides coverage for most new items purchased with PointCard that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per loss. A maximum pay of $25,000 per 12 months.
6. Doubles manufacturer’s warranty up to one additional year when you pay with PointCard. Provides up to $10,000 of coverage per claim, and $50,000 per cardholder per year.
7. Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $2,000 per incident. Coverage applies to common carrier airfare.
8. Offers up to $1,000,000 in coverage in case of accidental death and dismemberment in the case of common carrier travel (airplane, train, airport terminal).
9. Receive emergency roadside assistance, help with lost/stolen documents, and access to a global network of lawyers, physicians, embassies, and consulates when you travel.
10. Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with PointCard and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
11. Provides up to $300,000 in accident, death & dismemberment coverage, as well as up to $500 in personal property coverage.
12. Offers up to $500 insurance coverage per ticket and up to $2,000 per event.
13. Located in Point app, your virtual card has its very own number to keep your physical card number safe from prying eyes online.
14. If your PointCard is used without your authorization, your funds will be returned to your Point account following a report to Member Services.
15. Withdraw from any ATM regardless of network globally. Fees reimbursed for up to 2 withdrawals per month up to a maximum of $8, credited to your account in equivalent points value.
16. Incoming bank transfers typically arrive within 1–3 business days (M–F excluding public holidays) when initiated inside Point app.
17. Deposit insurance covers all funds in your Point account up to $250,000 and is offered by the Federal Deposit Insurance Corporation.  
18. Covers foreign merchant transaction fees at Visa locations outside the United States.

Banking services are provided by Column N.A., member FDIC. “Column” is a registered trademark of Column National Association. Point Up Inc. © 2021 All Rights Reserved. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Please refer to Terms for additional details.