The debit card
that does it all.

Point is bringing rewards and benefits to the debit card. Say goodbye to credit card debt and interest payments.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $4.99/month. No credit check required.

Point is bringing rewards and benefits to the debit card. Say goodbye to credit card debt and interest payments.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $4.99/month. No credit check required.

The debit card
that does it all.

Point is bringing rewards and benefits to the everyday card. Say goodbye to overspending and interest payments.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $6.99/month. No credit check required.

Point is bringing rewards and benefits to the everyday card. Say goodbye to overspending and interest payments.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $6.99/month. No credit check required.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $4.99/month. No credit check required.

WHAT YOU GET WITH POINT

Rewards and benefits without the downsides of a credit card. Simplicity and transparency built right in.

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Mobile banking that throws out the rule book and gives you a precision tool for managing your finances.

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benefits

5x points on
subscriptions.

Built-in protection against credit card debt and interest payments is just the start. Point Card offers amazing rewards, including bonus points on Netflix, Spotify, Headspace and more.¹

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benefits

5x points on subscriptions.

Built-in protection against credit card debt and interest payments is just the start. Point Card offers amazing rewards, including bonus points on Netflix, Spotify, Headspace and more.¹

see all the benefits

benefits

3x on delivery
and rideshare.

Point Card rewards you for ordering delivery or takeout from services like DoorDash and Instacart, as well as taking a ride with Uber, Lyft and Lime.²

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benefits

3x on delivery and rideshare.

Point Card rewards you when you order delivery or takeout from services like DoorDash, Instacart and more², and when you take a ride with Uber, Lyft and Lime.

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benefits

1x points on
everything.

Earn points on every dollar you spend, anywhere,
any time. That means cash-back for every purchase, from groceries to gas and everything in-between.

see all the benefits

benefits

1x points on everything.

Earn points on every dollar you spend, anywhere, any time. That means cash-back for every purchase, from groceries to gas and everything in-between.

see all the benefits

01 Runway Yellow Front

02 Dam Orange Front

03 Boulder Blush Front

04 Copper Canyon Front

01 Runway Yellow Back

02 Dam Orange Back

03 Boulder Blush Back

04 Copper Canyon Back

01 Runway Yellow in Hand

02 Dam Orange in Hand

03 Boulder Blush in Hand

04 Copper Canyon in Hand

Editions

Designed with purpose.

Custom engineered for form, function and durability, Point Card features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions.

Editions

Brilliant in every sense.

Point Card uses special color dyes that contain an additive fluorescent pigment, to produce a vibrant surface finish that shows incredible depth under various lighting conditions.

Editions

Formed for function.

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Editions

Formed for function.

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Editions

1 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

1 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

02 Runway Orange Front

02 Runway Orange Back

02 Runway Orange Hold

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

03 Runway Blush Front

03 Runway Blush Back

03 Runway Blush Hold

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

04 Runway Copper Front

04 Runway Copper Back

04 Runway Copper Hold

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Contactless

Wave of the future.

Point Card features an RFID transponder in its core that enables you to pay with a touch-free wave, and for those times when you’re without your card, there’s Apple Pay and Google Pay.

Contactless

Wave of the future.

With an RFID transponder embedded in its core, Point Card enables you to pay with an instant touch-free wave, and for those times when you’re without your card, there’s also Apple Pay and Google Pay.

point app

Designed in tandem with Point Card from the start — Point App rethinks mobile banking from the ground up by building on our principles of transparency, personalization and delight.

Download Point App

point app

Designed in tandem with Point Card from the start — Point App rethinks mobile banking from the ground up by building on our principles of transparency, personalization and delight.

Download Point App

Point app

Virtual Card

Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With it’s own unique number, Virtual Card ensures that your physical Point Card remains tucked away from prying eyes online.

Point app

Same Day Transfers

Point features same day bank transfers as standard — that means transfers from any bank account to Point arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.

Point app

Heads Up Display

Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.

Point app

Card Controls

Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.

Point app

Virtual Card

Point app

Same Day Transfers

Point app

Heads Up Display

Point app

Card Control

Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With its own unique number, Virtual Card ensures that your Point Card remains tucked away from prying eyes online.

Point features same day bank transfers as standard  — that means transfers from any bank account to Point arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.

Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.

Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.

Point app

Virtual Card

Point app

Same Day Transfers

Point app

Heads Up Display

Point app

Card Control

Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With its own unique number, Virtual Card ensures that your Point Card remains tucked away from prying eyes online.

Point features same day bank transfers as standard  — that means transfers from any bank account to Point arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.

Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.

Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.

point app

Designed to work seamlessly with Point Card from the start. Point App is a ground up rethinking of mobile banking, with our principles of transparency, personalization and delight built right in.

Point app

Virtual Cards

Think of Virtual Card as Point Card’s fully digital cousin. It lives inside Point App and you can use it to pay securely for any online purchase without sharing your physical card number. Peace of mind — included in your membership.

Point app

Same Day Transfers

Point App features same day bank transfers as standard, which means funds you transfer from any bank account to Point arrive the very same day*. Paired to an advanced system we call Auto Transfer, Point App gives you precision control over how your funds move.

Point app

Heads Up Display

Heads Up Display is a quick and easy way for you to stay on top of your finances. Designed to feel effortless and delightful, Point App shows you the essential information you need at a glance, and in the process promotes mindfulness about your spending.

Point app

Card Controls

Point App is the nerve center from where you can exercise complete control over your Point Card. Lock your card on the fly to ensure it isn’t used and get instant notifications that keep you in the loop with where you money is going, even for those recurring payments you may have forgotten about.

access

Offers and discounts.

In addition to the benefits of Point Card, your membership includes access to a range of exclusive offers from our partners, through collaborations with up-and-coming brands to bring you deals that you will love.

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Membership Plans

See the benefits you receive when you join Point,
with all inclusive plans designed to best fit your needs.

See the benefits you receive when you join Point, with all inclusive plans designed to best fit your needs.

5x points on subscriptions¹

3x points on food delivery & rideshare²

1x points on everything

Cellphone insurance³

New purchase insurance⁴

Trip cancellation & delay coverage⁵

Car rental insurance⁶

Global travel assistance⁷

Zero liability coverage⁸

ID theft protection⁹

2 free ATM withdrawals per month¹⁰

Virtual Point Card number

Unlimited same day bank transfers¹¹

Deposit insurance¹²

No international travel fees¹³

High daily spend limit of $5,000

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

1x points on everything

2x points on dining

5x points on subscriptions¹

No international fees

Trip cancelation coverage

Car rental coverage

Extended warranty coverage

2 free monthly ATM withdrawls

Virtual Card number

Unlimited same day bank transfers³

FDIC insurance up to $250k

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

1x points on everything

2x points on dining

5x points on subscriptions¹

No international fees

Trip cancelation coverage

Car rental coverage

Extended warranty coverage

2 free monthly ATM withdrawls

Virtual Card number

Unlimited same day bank transfers³

FDIC insurance up to $250k

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

1x points on everything

2x points on dining

5x points on subscriptions¹

No international fees

Trip cancelation coverage

Car rental coverage

Extended warranty coverage

2 free monthly ATM withdrawls

Virtual Card number

Unlimited same day bank transfers³

FDIC insurance up to $250k

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

Become a member. Start your application in Point App and begin using Point Card instantly.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available on both the Apple App Store and Google Play Store

Frequently
Asked
Questions

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