Point Card.
Made to spend.

The debit card with unlimited cash-back, exclusive rewards, and comprehensive benefits for your everyday spending.

The debit card with unlimited cash-back, thoughtful design, exclusive rewards, and comprehensive benefits.

LEARN MORE >\\\

Point Card.
Made to spend.

The debit card with unlimited cash-back, exclusive rewards, and comprehensive benefits for your everyday spending.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $6.99/month. No credit check required.

Point is bringing rewards and benefits to the everyday card. Say goodbye to overspending and interest payments.

Apply inside Point App and begin using Point Card instantly. Membership plans start at $6.99/month. No credit check required.

BECOME A MEMBER FOR $99/YR.

LEARN MORE >\\\

WHAT YOU GET WITH POINT

A debit card designed for everyday spending — simplicity and transparency built right in.

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Engineered for precision and function, Point App elevates your Point Card experience.

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benefits

5x points on
subscriptions.

Point Card offers exceptional rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more.¹

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benefits

5x points on subscriptions.

Point Card offers exceptional rewards, including additional cash-back on go-to subscriptions like Netflix, Spotify, HBO Max, Hulu, and more.²

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benefits

3x on delivery
and rideshare.

Point Card rewards you for spending on delivery from apps like DoorDash and on rides from services like Uber.²

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benefits

3x on delivery and rideshare.

Point Card rewards you for spending on delivery from apps like DoorDash and on rides from services like Uber.²

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benefits

1x points on
everything else.

Earn points on every dollar you spend — anywhere, anytime. That means cash-back for every purchase, from groceries to gas and everything in-between.³

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benefits

1x points on everything else.

Earn points on every dollar you spend, anywhere, anytime. That means cash-back for every purchase, from groceries to gas and everything in-between.³

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Access offers

Limited-time offers on select brands.

Point Card brings you a revolving selection of exclusive cash-back offers from everyday brands. Discover our latest highlighted offers.*

Amazon

5x pts

Lululemon

5x pts

Sweetgreen

5x pts

Alo

5x pts

Glossier

5x pts

Whole Foods

5x pts

Starbucks

5x pts

*Access Offers are subject to change. Points are redeemable for cash instantly. Points never expire. There is no cap. 1 point = $0.01.

01 Runway Yellow Front

02 Dam Orange Front

03 Boulder Blush Front

04 Copper Canyon Front

01 Runway Yellow Back

02 Dam Orange Back

03 Boulder Blush Back

04 Copper Canyon Back

01 Runway Yellow in Hand

02 Dam Orange in Hand

03 Boulder Blush in Hand

04 Copper Canyon in Hand

Editions

Designed with purpose.

Custom engineered for form, function and durability, Point Card features an advanced chipset for secure payments, a high-tensile synthetic polymer construction, and comes in your choice of four editions.

Editions

Brilliant in every sense.

Point Card uses special color dyes that contain an additive fluorescent pigment, to produce a vibrant surface finish that shows incredible depth under various lighting conditions.

Editions

Formed for function.

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Editions

Formed for function.

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Editions

1 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

1 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

02 Runway Orange Front

02 Runway Orange Back

02 Runway Orange Hold

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

03 Runway Blush Front

03 Runway Blush Back

03 Runway Blush Hold

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

04 Runway Copper Front

04 Runway Copper Back

04 Runway Copper Hold

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Contactless

Wave of the future.

Point Card features an RFID transponder in its core that enables you to pay with a touch-free wave, and for those times when you’re without your card, there’s Apple Pay and Google Pay.

Contactless

Wave of the future.

Point Card features an RFID transponder in its core that enables you to pay with a touch-free wave, and for those times when you’re without your card, there’s Apple Pay and Google Pay.

point app

Point Card and Point App work side by side —bringing you transparency, personalization, and delight.

Download Point APp

point app

Designed in tandem, Point Card and Point App work side by side — bringing you transparency, personalization, and delight.

Download Point App

Instant Funding

SPEED

No need to wait 3 to 5 business days to move funds. Now it’s instant — no wait, no fee. Use any existing debit card to fund your Point account and earn cash-back today.

Virtual Card

Flexibility

With its very own card number, Virtual Card enables you to start earning points immediately. It’s an all-digital card designed for online, and even in-store shopping.

Card Control

Security

Lock your card on the fly or get notified the instant you're charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used.

Heads Up Display

Simplicity

Designed to give you the essential information you need at a glance in an effortless way — stay on top of your spending with Heads Up Display.

Speed

Instant Transfer

No need to wait 3 to 5 business days to move funds. Now it’s instant — no wait, no fee. Use any existing debit card to fund your Point account and earn cash-back today.

Flexibility

Virtual Card

With its very own card number, Virtual Card enables you to start earning points immediately. It’s an all-digital card designed for in-store and online shopping.

Security

Card Control

Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used.

Simplicity

Heads Up Display

Designed to give you the essential information you need at a glance in an effortless way — stay on top of your spending with Heads Up Display.

Point app

Virtual Card

Point app

Virtual Card

Point app

Same Day Transfers

Point app

Heads Up Display

Point app

Card Control

Point app

Card Control

Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With its own unique number, Virtual Card ensures that your Point Card remains tucked away from prying eyes online.

Point features same day bank transfers as standard  — that means funds you transfer into Point from any bank arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.

Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.

Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.

Point app

Virtual Card

Point app

Same Day Transfers

Point app

Heads Up Display

Point app

Card Control

Virtual Card is a unique all-digital card that enables you to pay online without sharing your physical card number. With its own unique number, Virtual Card ensures that your Point Card remains tucked away from prying eyes online.

Point features same day bank transfers as standard  — that means transfers from any bank account to Point arrive the very same day.¹¹ Paired to an advanced system we call Auto Transfer, Point App is the fastest way to get your budget on track. Simply set your spending limit for the week or the month and let us do the rest.

Designed to give you the essential information you need at a glance in an effortless and delightful way — Heads Up Display helps you to easily stay on top of your finances, and in the process promotes mindfulness about your spending and budgeting.

Lock your card on the fly or get notified the instant you’re charged — Point App is always there to ensure that you have complete control over when, where, and how your Point Card is used, giving you greater insight in to your finances every step of the way.

point app

Designed to work seamlessly with Point Card from the start. Point App is a ground up rethinking of mobile banking, with our principles of transparency, personalization and delight built right in.

Point app

Virtual Cards

Think of Virtual Card as Point Card’s fully digital cousin. It lives inside Point App and you can use it to pay securely for any online purchase without sharing your physical card number. Peace of mind — included in your membership.

Point app

Same Day Transfers

Point App features same day bank transfers as standard, which means funds you transfer from any bank account to Point arrive the very same day*. Paired to an advanced system we call Auto Transfer, Point App gives you precision control over how your funds move.

Point app

Heads Up Display

Heads Up Display is a quick and easy way for you to stay on top of your finances. Designed to feel effortless and delightful, Point App shows you the essential information you need at a glance, and in the process promotes mindfulness about your spending.

Point app

Card Controls

Point App is the nerve center from where you can exercise complete control over your Point Card. Lock your card on the fly to ensure it isn’t used and get instant notifications that keep you in the loop with where you money is going, even for those recurring payments you may have forgotten about.

access

Offers and discounts.

In addition to the benefits of Point Card, your membership includes access to a range of exclusive offers from our partners, through collaborations with up-and-coming brands to bring you deals that you will love.

MEMBERSHIP

All rewards.
All benefits.

Point membership pays for itself and then some. See the benefits you receive when you join.

Point membership pays for itself & then some. See the benefits you receive when you join.

5x points on subscriptions¹

3x points on food delivery & rideshare²

1x points on everything else³

Phone insurance⁴

New purchase insurance⁵

Trip cancellation insurance⁶

Car rental insurance⁷

Global travel assistance⁸

Virtual Point Card number

Zero liability coverage⁹

2 free ATM withdrawals per month¹⁰

Unlimited quick bank transfers¹¹

Deposit insurance¹²

No international travel fees¹³

Apply inside Point App and begin using today with Virtual Card. No credit check required.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available for download on
Apple App Store and Google Play Store.

Apply inside Point App and begin using today with Virtual Card. No credit check required.

Visit point.app/download on your phone or use your camera to scan the QR code below

Point is available for download on
Apple App Store and Google Play Store

Total Estimated Value

Total estimated value

+$1,180/yr.

see The Value Breakdown

Become a member for $99/yr. and earn cash-back on every purchase starting today.

Point is available for download on
Apple App Store and Google Play Store.

Frequently
Asked
Questions

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