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Pay it forward.

Unlimited cash-back, including 5x points on subscriptions² and benefits like insurance for your phone and purchases⁵.

Sign up & use Point Card today¹ — earn 10,000

PTS

Unlimited cash-back, including 5x points on subscriptions² and benefits like insurance for your phone and purchases⁵.

$1,230/yr. in est. value

The Breakdown

See how Point membership pays for itself and then some. Here’s a value summary of just a few of the key benefits.

Benefits Summary

Point membership handily offsets your monthly membership plan. Here’s a value summary of just a few of the key benefits.

Benefits

Est. annual value

All benefits.
Zero debt.

5x

$50/5,000

PTS

Avg. spend on 4-5
subscriptions

Earn 5x points on subscriptions like Netflix, Spotify, Pandora, HBO Max and more.²

3x

$130/13,000

PTS

Avg. US spend¹⁵ on
delivery¹⁶ & rideshare¹⁷

On delivery and rideshare services like DoorDash, Instacart, Uber, Lyft and more.³

1x

$300/30,000

PTS

Avg. US general spend¹⁵

Unlimited cash-back on every dollar spent, anywhere, anytime.⁴

$360/36,000

PTS

Avg. offer value ($15) &
redemption freq. (2x/mo.)

Promotional points bonuses from our partners and curated brands.

Points are redeemable for cash-back instantly.
Points never expire. There is no cap. 1 point = $0.01.

Peace of mind. Included.

$80

Avg. phone insurance price
covering loss & damage¹⁸

Phone insurance covers up to $1,000/yr. in loss or damage when you pay with Point Card.⁵

New purchase insurance reimburses you up to $1,000 in loss/damage.⁶

$175

Avg. price of annual travel
insurance plan¹⁹

Trip cancellation insurance covers up to $1,500 for expenses for cancellation/delay.⁷

$100

Avg. price annual 5-day car
rental at $20/a day²⁰

Car rental insurance covers physical damage or theft when you pay with Point Card.⁸

$84

$3.50 per ATM withdrawal

Two free ATM withdrawals a month.¹¹

-$49/yr.

Point membership

Billed with your first deposit.

Total Estimated Value

Total estimated value

+$1,230/yr.

Plus additional benefits

Global travel assistance⁹, Zero liability coverage¹⁰, Unlimited quick bank transfers¹², Deposit insurance¹³, and No international travel fees¹⁴.

Fr

01 Runway Yellow Front

02 Dam Orange Front

03 Boulder Blush Front

04 Copper Canyon Front

Bk

01 Runway Yellow Back

02 Dam Orange Back

03 Boulder Blush Back
‍

04 Copper Canyon Back
‍

01 Runway Yellow in Hand
‍

02 Dam Orange in Hand
‍

03 Boulder Blush in Hand
‍

04 Copper Canyon in Hand
‍

Point Card

Editions

Engineered with a custom chipset for secure payments, and constructed from a high-tensile synthetic polymer core for durability, Point Card comes in your choice of four editions.

Point Card

Editions

Point Card uses special color dyes that contain an additive fluorescent pigment, to produce a vibrant surface finish that shows incredible depth under various lighting conditions.

Point Card

Editions

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

Point Card

Editions

Point Card is additionally available in two limited run editions designed by contemporary artist Laura Berger, specially commissioned as part of our commitment to directly support independent artists.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Fr

Bk

Editions

1 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Fr

Bk

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

02 Runway Orange Front

02 Runway Orange Back

02 Runway Orange Hold

Fr

Bk

Editions

2 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Fr

Bk

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

03 Runway Blush Front

03 Runway Blush Back

03 Runway Blush Hold

Fr

Bk

Editions

3 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Fr

Bk

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

04 Runway Copper Front

04 Runway Copper Back

04 Runway Copper Hold

Fr

Bk

Editions

4 - Design with purpose.

Engineered with a custom chipset that enables secure payments, and constructed from a synthetic polymer core for durability, Point Card is designed down to every detail and is available in your choice of four editions.

01 Runway Yellow Front

01 Runway Yellow Back

01 Runway Yellow Hold

Fr

Bk

point app

Features

Designed in tandem with Point Card — Point App rethinks mobile banking from the ground up by building on our principles of transparency, personalization, and delight.

Virtual Card

Pay across the internet while keeping your physical Point Card safely tucked away from prying eyes online.

Instant Notifications

Stay in the loop by seeing your Point purchases the moment they go through.

Card Control

With Point Card, you’re in complete control — manage notifications, change your PIN, and lock your card, from anywhere, at anytime.

Apply inside Point App and begin using today with Virtual Card. Membership from $49/yr. No credit check required.

Download Point App

Point is available for download on
‍Apple App Store and Google Play Store.

POINT cardpoint apppoint accessmembership
aboutPricingpresscareersLEGAL
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@pointcardhq © 2020 All Rights Reserved

1. View offer terms & conditions at https://point.app/sign-up-offer
2. 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
3. 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
4. Purchasing goods and services with Point Card, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases and all other forms of manufactured spending.
5. Provides coverage when you charge your monthly phone bill to your Point Card and in the event your phone is stolen or damaged (inc. cracked screens), up to $600 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
6. Provides coverage for most new items purchased with Point Card that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per loss. A maximum pay of $25,000 per 12 months.
7. Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $1,500 per incident. Coverage applies to common carrier airfare.
8. Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with Point Card and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
9. Receive emergency roadside assistance, help with lost/stolen documents, and access to a global network of lawyers, physicians, embassies, and consulates when you travel.
10. If your Point Card is used without authorization, your funds will be returned to your Point account following a report to Member Services.
11. Withdraw from any ATM regardless of network globally. Fees reimbursed for up to 2 withdrawals per month up to a maximum of $8, credited to your account in equivalent points value.
12. Incoming bank transfers typically arrive within 1-3 business days (M-F excluding public holidays) when initiated inside Point App.
13. Deposit insurance covers all funds in your Point account up to $250,000 and is offered by the Federal Deposit Insurance Corporation.
14. Covers foreign merchant transaction fees at Mastercard locations outside the United States.
15. Lin, Grace “Are You Spending More Than the Average American on 25 Everyday Items?” URL: ”https://www.gobankingrates.com/saving-money/budgeting/how-much-average-american-spends-daily/“
16. Sanches, Bianca “Coronavirus and Takeout: How Much Are We Spending a Week?” URL: “https://www.thedailymeal.com/eat/coronavirus-takeout-average-weekly-spending/082420”
17. Lansat, Myelle “Here’s how much millennials spend on Uber and Lyft in major US cities every month.” URL: “https://www.businessinsider.com/millennials-spending-uber-lyft-major-cities-2018-7”
18. Walker, Mandy “Is Smartphone Insurance Worth Buying?” URL: “https://www.consumerreports.org/insurance/is-smartphone-insurance-worth-buying/“
19. Based on 5 trips a year with the longest trip being 4 days according to Squaremouth Inc. URL:“https://www.squaremouth.com/annual-travel-insurance”
20. Snider, Susannah “Your Guide to Purchasing Rental Car Insurance” URL:“https://money.usnews.com/money/personal-finance/spending/articles/your-guide-to-purchasing-rental-car-insurance"

Point Up Inc. © 2021 All Rights Reserved. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Please refer to Terms for additional details.

POINT cardpoint apppoint accessmembershipPricingaboutpress
faqcontactcareersLegalinstagramtwitter

1. View offer terms & conditions at https://point.app/sign-up-offer
2. 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
3. 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
4. Purchasing goods and services with Point Card, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases and all other forms of manufactured spending.
5. Provides coverage when you charge your monthly phone bill to your Point Card and in the event your phone is stolen or damaged (inc. cracked screens), up to $600 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
6. Provides coverage for most new items purchased with Point Card that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per loss. A maximum pay of $25,000 per 12 months.
7. Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $1,500 per incident. Coverage applies to common carrier airfare.
8. Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with Point Card and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
9. Receive emergency roadside assistance, help with lost/stolen documents, and access to a global network of lawyers, physicians, embassies, and consulates when you travel.
10. If your Point Card is used without authorization, your funds will be returned to your Point account following a report to Member Services.
11. Withdraw from any ATM regardless of network globally. Fees reimbursed for up to 2 withdrawals per month up to a maximum of $8, credited to your account in equivalent points value.
12. Incoming bank transfers typically arrive within 1-3 business days (M-F excluding public holidays) when initiated inside Point App.
13. Deposit insurance covers all funds in your Point account up to $250,000 and is offered by the Federal Deposit Insurance Corporation.
14. Covers foreign merchant transaction fees at Mastercard locations outside the United States.
15. Lin, Grace “Are You Spending More Than the Average American on 25 Everyday Items?” URL: ”https://www.gobankingrates.com/saving-money/budgeting/how-much-average-american-spends-daily/“
16. Sanches, Bianca “Coronavirus and Takeout: How Much Are We Spending a Week?” URL: “https://www.thedailymeal.com/eat/coronavirus-takeout-average-weekly-spending/082420”
17. Lansat, Myelle “Here’s how much millennials spend on Uber and Lyft in major US cities every month.” URL: “https://www.businessinsider.com/millennials-spending-uber-lyft-major-cities-2018-7”
18. Walker, Mandy “Is Smartphone Insurance Worth Buying?” URL: “https://www.consumerreports.org/insurance/is-smartphone-insurance-worth-buying/“
19. Based on 5 trips a year with the longest trip being 4 days according to Squaremouth Inc. URL:“https://www.squaremouth.com/annual-travel-insurance”
20. Snider, Susannah “Your Guide to Purchasing Rental Car Insurance” URL:“https://money.usnews.com/money/personal-finance/spending/articles/your-guide-to-purchasing-rental-car-insurance"

Point Up Inc. © 2021 All Rights Reserved. Benefits are subject to terms, conditions and limitations, including limitations on the amount of coverage. Please refer to Terms for additional details.

@pointcardhq © 2020 All Rights Reserved