Unlimited cash-back, including 5x points on subscriptions¹ and benefits like insurance for your phone and purchases⁴.
Unlimited cash-back, including 5x points on subscriptions¹ and benefits like insurance for your phone and purchases⁴.
See how Point membership pays for itself and then some. Here’s a value summary of just a few of the key benefits.
Point membership handily offsets your monthly membership plan. Here’s a value summary of just a few of the key benefits.
Benefits
Est. annual value
$50/5,000
PTS
Avg. spend on 4-5
subscriptions
Earn 5x points on subscriptions like Netflix, Spotify, Pandora, HBO Max and more.¹
$130/13,000
PTS
Avg. US spend¹⁴ on
delivery¹⁵ & rideshare¹⁶
On delivery and rideshare services like DoorDash, Instacart, Uber, Lyft and more.²
$300/30,000
PTS
Avg. US general spend¹⁴
Unlimited cash-back on every dollar spent, anywhere, any time.³
$360/36,000
PTS
Avg. offer value ($15) &
redemption freq. (2x/mo.)
Promotional points bonuses from our partners and curated brands.
Points are redeemable for cash-back instantly.
Points never expire. There is no cap. 1 point = $0.01.
$80
Avg. phone insurance price
covering loss & damage¹⁷
Phone insurance covers up to $1,000/yr. in loss or damage when you pay with Point Card.⁴
New purchase insurance reimburses you up to $1,000 in loss/damage.⁵
$175
Avg. price of annual travel
insurance plan¹⁸
Trip cancellation insurance covers up to $1,500 for expenses for cancellation/delay.⁶
$100
Avg. price annual 5-day car
rental at $20/a day¹⁹
Car rental insurance covers physical damage or theft when you pay with Point Card.⁷
$84
$3.50 per ATM withdrawal
Two free ATM withdrawals a month.¹⁰
-$49/yr.
Point membership
Billed with your first deposit.
Total estimated value
Plus additional benefits
Global travel assistance⁸, Zero liability coverage⁹, Unlimited quick bank transfers¹¹, Deposit insurance¹², and No international travel fees¹³.
Designed in tandem with Point Card — Point App rethinks mobile banking from the ground up by building on our principles of transparency, personalization and delight.
Pay across the internet while keeping your physical Point Card safely tucked away from prying eyes online.
Stay in the loop by seeing your Point purchases the moment they go through.
With Point Card, you’re in complete control — manage notifications, change your PIN, and lock your card, from anywhere, at anytime.
Apply inside Point App and begin using today with Virtual Card. Membership from $49/yr. No credit check required.
Point is available for download on
Apple App Store and Google Play Store.