1. 5x points on subscriptions is applicable on the following services: Netflix, Hulu, HBO Max, YouTube Premium, Spotify, Pandora, Feather, and Headspace.
2. 3x points on food delivery and rideshare services is applicable on the following services: DoorDash, Uber Eats, Postmates, Caviar, GrubHub, Seamless, Instacart, Good Eggs, Uber, Lyft, and Lime.
3. Purchasing goods and services with Point Card, in most cases, will earn points, excluding balance transfers, cash-like transactions, digital currency purchases, certain gift card purchases and all other forms of manufactured spending.
4. Provides coverage when you charge your monthly phone bill to your Point Card and in the event your phone is stolen or damaged (inc. cracked screens), up to $600 per incident, $50 deductible per loss. A maximum of $1,000 per 12 months.
5. Provides coverage for most new items purchased with Point Card that are damaged or stolen within 90 days of the date of purchase, up to $1,000 per loss. A maximum pay of $25,000 per 12 months.
6. Protects you against forfeited, non-refundable, unused payments if a trip is cancelled or interrupted for covered reasons, up to $1,500 per incident. Coverage applies to common carrier airfare.
7. Pays for physical damage and theft to most rental vehicles when you pay for the entire rental transaction with Point Card and decline the Collision Damage/Loss Damage Waiver coverage offered by the car rental company.
8. Receive emergency roadside assistance, help with lost/stolen documents, and access to a global network of lawyers, physicians, embassies, and consulates when you travel.
9. If your Point Card is used without authorization, your funds will be returned to your Point account following a report to Member Services.
10. Withdraw from any ATM regardless of network globally. Fees reimbursed for up to 2 withdrawals per month up to a maximum of $8, credited to your account in equivalent points value.
11. Incoming bank transfers typically arrive within 1-3 business days (M-F excluding public holidays) when initiated inside Point App.
12. Deposit insurance covers all funds in your Point account up to $250,000 and is offered by the Federal Deposit Insurance Corporation.
13. Covers foreign merchant transaction fees at Mastercard locations outside the United States.
14. Lin, Grace “Are You Spending More Than the Average American on 25 Everyday Items?” URL: ”https://www.gobankingrates.com/saving-money/budgeting/how-much-average-american-spends-daily/“
15. Sanches, Bianca “Coronavirus and Takeout: How Much Are We Spending a Week?” URL: “https://www.thedailymeal.com/eat/coronavirus-takeout-average-weekly-spending/082420”
16. Lansat, Myelle “Here’s how much millennials spend on Uber and Lyft in major US cities every month.” URL: “https://www.businessinsider.com/millennials-spending-uber-lyft-major-cities-2018-7”
17. Walker, Mandy “Is Smartphone Insurance Worth Buying?” URL: “https://www.consumerreports.org/insurance/is-smartphone-insurance-worth-buying/“
18. Based on 5 trips a year with the longest trip being 4 days according to Squaremouth Inc. URL:“https://www.squaremouth.com/annual-travel-insurance”
19. Snider, Susannah “Your Guide to Purchasing Rental Car Insurance” URL:“https://money.usnews.com/money/personal-finance/spending/articles/your-guide-to-purchasing-rental-car-insurance"

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